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Do you have Insurance Coverage for your Record Collection
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gravesnatcher



Joined: 23 Jun 2007
Posts: 696
Location: DIABLO

PostPosted: Tue Jul 17, 2007 1:03 pm    Post subject: Do you have Insurance Coverage for your Record Collection Reply with quote

I wanted to ask any of you big collectors with valuable Record Collections what do you do for Insurance Coverage in case your house catches on fire Crying or Very sad or they are stolen. Crying or Very sad A regular Home Insurance Policy usually has sublimits on Records to a measly $2500 or less.This wouldn't cover my Witchfinder General Collection for God's Sake.
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gravesnatcher



Joined: 23 Jun 2007
Posts: 696
Location: DIABLO

PostPosted: Tue Jul 17, 2007 1:07 pm    Post subject: Reply with quote

I know the Insulter would jump off the bridge.I am not sure what bridge but would assume the Golden Gate. Shocked
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NWN PROD



Joined: 10 May 2006
Posts: 16357
Location: SF Bay Area

PostPosted: Tue Jul 17, 2007 1:15 pm    Post subject: Reply with quote

I think its a real pain to get it insured. You would basically have to take photos of everything and get it apraised.
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gravesnatcher



Joined: 23 Jun 2007
Posts: 696
Location: DIABLO

PostPosted: Tue Jul 17, 2007 1:48 pm    Post subject: Reply with quote

I guess that wouldn't be as difficult as trying to collect the shit again.
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NWN PROD



Joined: 10 May 2006
Posts: 16357
Location: SF Bay Area

PostPosted: Tue Jul 17, 2007 1:55 pm    Post subject: Reply with quote

I wouldn't have the energy for that anyway. haha
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Contact: nwnprod@gmail.com
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NWN carries all IBP releases.
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Destructive_Hate
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PostPosted: Tue Jul 17, 2007 3:39 pm    Post subject: Reply with quote

This is accually a thought i try not to have if someone asks me at work or something i just avoid the question or say no that won't happen. I would like to look into this for myself since i would be out of a whole lot of money and years and years of my life if my belongings were stolen or lost in a fire. I think the best way to find out is find big card collectors and ask them what they have done in order to protect thier hobby/life/investment, because with all the money in card collecting insuring collections has to be common practice.
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PostPosted: Tue Jul 17, 2007 7:39 pm    Post subject: Reply with quote

It's sad to deal with losses, I know, but "ces't la vie"...

I won't take anything when I die, so I don't care too much with that.

Only death is real... Even if I could take something from this life, my vinyls would melt in hell.... hehe.
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Hellhammer



Joined: 28 Jul 2006
Posts: 766

PostPosted: Wed Jul 18, 2007 10:23 am    Post subject: Reply with quote

I have the bunch insured, all you need is a list over here.
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gravesnatcher



Joined: 23 Jun 2007
Posts: 696
Location: DIABLO

PostPosted: Wed Jul 18, 2007 10:44 am    Post subject: Reply with quote

Where's "over here"
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Hellhammer



Joined: 28 Jul 2006
Posts: 766

PostPosted: Wed Jul 18, 2007 11:16 am    Post subject: Reply with quote

gravesnatcher wrote:
Where's "over here"


Pays Bas
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soulseller



Joined: 20 Feb 2007
Posts: 884
Location: The Netherlands

PostPosted: Wed Jul 18, 2007 12:56 pm    Post subject: Reply with quote

I pay 8 bucks a month extra to have my records insured up to 30.000 euros
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Nocturnal Deathstrike



Joined: 05 Jun 2006
Posts: 2276

PostPosted: Wed Jul 18, 2007 1:07 pm    Post subject: Reply with quote

soulseller wrote:
I pay 8 bucks a month extra to have my records insured up to 30.000 euros


The problem is more to prove them the worth of a certain record. I donīt think they will just accept what you tell them.
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Hellhammer



Joined: 28 Jul 2006
Posts: 766

PostPosted: Thu Jul 19, 2007 1:06 am    Post subject: Reply with quote

Nocturnal Deathstrike wrote:
soulseller wrote:
I pay 8 bucks a month extra to have my records insured up to 30.000 euros


The problem is more to prove them the worth of a certain record. I donīt think they will just accept what you tell them.


I didn't have a problem with that, they accepted what I told 'em.
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Goab



Joined: 14 Jun 2007
Posts: 899
Location: Spain

PostPosted: Thu Jul 19, 2007 3:36 am    Post subject: Reply with quote

I've been thinking about this for a long, long time and I 'm gonna arrange an insurance soon. I well know that if my record collection would be damaged on a domestic accident or stolen, even if I'd get the cash back it would be impossible to get once again all that I've lost. That's what worries me the most and I guess that most of you too.
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gravesnatcher



Joined: 23 Jun 2007
Posts: 696
Location: DIABLO

PostPosted: Thu Jul 19, 2007 8:23 am    Post subject: Reply with quote

The Insurance Company may believe and accept what you told them now as a value for the records but wait til you try and make a claim for your Leather Nunn LP that was burned in the fire and tell them "Oh that record was worth $1400.

I am fairly certain they will say BULLSHIT
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