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gravesnatcher
Joined: 23 Jun 2007
Posts: 679
Location: DIABLO
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 Posted: Tue Jul 17, 2007 1:03 pm Post subject: Do you have Insurance Coverage for your Record Collection |
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I wanted to ask any of you big collectors with valuable Record Collections what do you do for Insurance Coverage in case your house catches on fire  or they are stolen. A regular Home Insurance Policy usually has sublimits on Records to a measly $2500 or less.This wouldn't cover my Witchfinder General Collection for God's Sake. |
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gravesnatcher
Joined: 23 Jun 2007
Posts: 679
Location: DIABLO
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| Posted: Tue Jul 17, 2007 1:07 pm Post subject: |
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I know the Insulter would jump off the bridge.I am not sure what bridge but would assume the Golden Gate.  |
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NWN PROD
Joined: 10 May 2006
Posts: 15303
Location: SF Bay Area
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| Posted: Tue Jul 17, 2007 1:15 pm Post subject: |
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I think its a real pain to get it insured. You would basically have to take photos of everything and get it apraised.
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gravesnatcher
Joined: 23 Jun 2007
Posts: 679
Location: DIABLO
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| Posted: Tue Jul 17, 2007 1:48 pm Post subject: |
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| I guess that wouldn't be as difficult as trying to collect the shit again. |
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NWN PROD
Joined: 10 May 2006
Posts: 15303
Location: SF Bay Area
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Destructive_Hate
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| Posted: Tue Jul 17, 2007 3:39 pm Post subject: |
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| This is accually a thought i try not to have if someone asks me at work or something i just avoid the question or say no that won't happen. I would like to look into this for myself since i would be out of a whole lot of money and years and years of my life if my belongings were stolen or lost in a fire. I think the best way to find out is find big card collectors and ask them what they have done in order to protect thier hobby/life/investment, because with all the money in card collecting insuring collections has to be common practice. |
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Guest
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| Posted: Tue Jul 17, 2007 7:39 pm Post subject: |
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It's sad to deal with losses, I know, but "ces't la vie"...
I won't take anything when I die, so I don't care too much with that.
Only death is real... Even if I could take something from this life, my vinyls would melt in hell.... hehe. |
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Hellhammer
Joined: 28 Jul 2006
Posts: 766
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| Posted: Wed Jul 18, 2007 10:23 am Post subject: |
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| I have the bunch insured, all you need is a list over here. |
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gravesnatcher
Joined: 23 Jun 2007
Posts: 679
Location: DIABLO
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| Posted: Wed Jul 18, 2007 10:44 am Post subject: |
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| Where's "over here" |
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Hellhammer
Joined: 28 Jul 2006
Posts: 766
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| Posted: Wed Jul 18, 2007 11:16 am Post subject: |
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| gravesnatcher wrote: | | Where's "over here" |
Pays Bas |
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soulseller
Joined: 20 Feb 2007
Posts: 839
Location: The Netherlands
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| Posted: Wed Jul 18, 2007 12:56 pm Post subject: |
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I pay 8 bucks a month extra to have my records insured up to 30.000 euros
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Nocturnal Deathstrike
Joined: 05 Jun 2006
Posts: 2261
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| Posted: Wed Jul 18, 2007 1:07 pm Post subject: |
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| soulseller wrote: | | I pay 8 bucks a month extra to have my records insured up to 30.000 euros |
The problem is more to prove them the worth of a certain record. I donīt think they will just accept what you tell them. |
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Hellhammer
Joined: 28 Jul 2006
Posts: 766
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| Posted: Thu Jul 19, 2007 1:06 am Post subject: |
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| Nocturnal Deathstrike wrote: | | soulseller wrote: | | I pay 8 bucks a month extra to have my records insured up to 30.000 euros |
The problem is more to prove them the worth of a certain record. I donīt think they will just accept what you tell them. |
I didn't have a problem with that, they accepted what I told 'em. |
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Goab
Joined: 14 Jun 2007
Posts: 890
Location: Spain
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| Posted: Thu Jul 19, 2007 3:36 am Post subject: |
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| I've been thinking about this for a long, long time and I 'm gonna arrange an insurance soon. I well know that if my record collection would be damaged on a domestic accident or stolen, even if I'd get the cash back it would be impossible to get once again all that I've lost. That's what worries me the most and I guess that most of you too. |
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gravesnatcher
Joined: 23 Jun 2007
Posts: 679
Location: DIABLO
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| Posted: Thu Jul 19, 2007 8:23 am Post subject: |
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The Insurance Company may believe and accept what you told them now as a value for the records but wait til you try and make a claim for your Leather Nunn LP that was burned in the fire and tell them "Oh that record was worth $1400.
I am fairly certain they will say BULLSHIT |
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