Do you have Insurance Coverage for your Record Collection

gravesnatcher · Joined: 23 Jun 2007 Posts: 656 Location: DIABLO

I wanted to ask any of you big collectors with valuable Record Collections what do you do for Insurance Coverage in case your house catches on fire Crying or Very sad

or they are stolen. Crying or Very sad

A regular Home Insurance Policy usually has sublimits on Records to a measly $2500 or less.This wouldn't cover my Witchfinder General Collection for God's Sake.

gravesnatcher · Joined: 23 Jun 2007 Posts: 656 Location: DIABLO

I know the Insulter would jump off the bridge.I am not sure what bridge but would assume the Golden Gate. Shocked

NWN PROD · Joined: 10 May 2006 Posts: 14428 Location: SF Bay Area

I think its a real pain to get it insured. You would basically have to take photos of everything and get it apraised.
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gravesnatcher · Joined: 23 Jun 2007 Posts: 656 Location: DIABLO

I guess that wouldn't be as difficult as trying to collect the shit again.

NWN PROD · Joined: 10 May 2006 Posts: 14428 Location: SF Bay Area

I wouldn't have the energy for that anyway. haha
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Destructive_Hate · Guest

This is accually a thought i try not to have if someone asks me at work or something i just avoid the question or say no that won't happen. I would like to look into this for myself since i would be out of a whole lot of money and years and years of my life if my belongings were stolen or lost in a fire. I think the best way to find out is find big card collectors and ask them what they have done in order to protect thier hobby/life/investment, because with all the money in card collecting insuring collections has to be common practice.

Guest · Posted: Tue Jul 17, 2007 7:39 pm Post subject:

It's sad to deal with losses, I know, but "ces't la vie"...

I won't take anything when I die, so I don't care too much with that.

Only death is real... Even if I could take something from this life, my vinyls would melt in hell.... hehe.

Hellhammer · Joined: 28 Jul 2006 Posts: 766

I have the bunch insured, all you need is a list over here.

gravesnatcher · Joined: 23 Jun 2007 Posts: 656 Location: DIABLO

Where's "over here"

Hellhammer · Joined: 28 Jul 2006 Posts: 766

soulseller · Joined: 20 Feb 2007 Posts: 801 Location: The Netherlands

I pay 8 bucks a month extra to have my records insured up to 30.000 euros
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Nocturnal Deathstrike · Joined: 05 Jun 2006 Posts: 2248

Hellhammer · Joined: 28 Jul 2006 Posts: 766

Goab · Joined: 14 Jun 2007 Posts: 861 Location: Spain

I've been thinking about this for a long, long time and I 'm gonna arrange an insurance soon. I well know that if my record collection would be damaged on a domestic accident or stolen, even if I'd get the cash back it would be impossible to get once again all that I've lost. That's what worries me the most and I guess that most of you too.

gravesnatcher · Joined: 23 Jun 2007 Posts: 656 Location: DIABLO

The Insurance Company may believe and accept what you told them now as a value for the records but wait til you try and make a claim for your Leather Nunn LP that was burned in the fire and tell them "Oh that record was worth $1400.

I am fairly certain they will say BULLSHIT